Top Mistakes That Lead to SSDI Application Denial

 Posted on June 18, 2025 in Social Security Disability

Avoidable mistakes can lead to the denial of Social Security Disability Insurance (SSDI) and cost deserving applicants much-needed benefits. Even strong claims can be rejected due to technical errors, missing information, and misunderstandings about how the Social Security Administration (SSA) evaluates disability cases. With the help of an experienced Dallas, TX SSDI attorney, you can avoid these common mishaps and give your application a fighting chance.

Missing or Incomplete Medical Records for SSDI

The SSA relies heavily on medical evidence when evaluating your claim and determining whether you qualify for disability. If your medical records are inconsistent, outdated, or lacking in detail, your claim may be rejected, regardless of the severity of your condition. According to § 404.1513 of the Social Security Code of Federal Regulations, the SSA considers an extensive list of medical evidence, including:

• Objective medical evidence, such as lab findings

• Medical opinion about what you can still do within the limitations of your impairment

• Judgments about the severity and nature of your injury and medical history

• Evidence from nonmedical sources, such as statements from you

• A previous administrative medical finding made by the SSA

Earning Too Much While Applying for SSDI

Exceeding the income limit while applying for SSDI can lead to automatic denial. A determining factor for eligibility is substantial gainful activity (SGA). As of 2025, the monthly limit for non-blind claimants is $1,620 and $2,700 for blind individuals. If your earnings exceed these thresholds, the SSA may determine that you are ineligible, even when your medical condition is valid. 

Errors or Incomplete SSDI Forms

The SSA closely reviews all submitted documentation. In addition to basic identification documents, such as your birth certificate and proof of citizenship or lawful status, you also need to include an adult disability report that covers details about your injuries, illnesses, conditions, and work history. Your forms must be thorough, honest, and specific. Statute § 404.1512 states, "You have to prove to us that you are blind or disabled." Providing inconsistent forms that leave out important details or contain incorrect information can lead to a denied claim.

Applying Without Legal Representation

Applying for SSDI without knowledgeable legal representation increases the risk of denial. Most people are not familiar with how the SSA evaluates claims or what evidence is sufficient. A minor mistake or missed deadline can cause a significant delay in your claim, but an experienced SSDI attorney will ensure you have everything you need to file successfully or to develop a strong appeal if you have already been denied. You have the right to representation for a Social Security claim, and securing legal counsel can mean that you will access the benefits you need faster.

Schedule a Free Consultation With a Plano, TX SSDI Attorney

If you are preparing to file an SSDI claim or your claim has been denied, having the right legal team on your side can make a difference. Our Collin County, TX SSDI lawyers at The Law Offices of Coats & Todd will bring more than 60 years of collective experience to your case. We hold leadership roles in several organizations, including the National Association of Social Security Claimants’ Representatives, because we dedicate our knowledge to protecting our clients. Contact us today at 972-671-9922 to schedule your free consultation and let our dedication benefit you.