Tips for a Successful Social Security Disability Application in Texas

 Posted on January 08, 2026 in Social Security Disability

Applying for Social Security Disability benefits can feel overwhelming. This is especially true when you are dealing with serious health issues at the same time. Many applicants are denied the first time, not because they do not qualify, but because the application process is strict and documentation rules are unforgiving. As of 2026, the Social Security Administration continues to rely heavily on medical evidence and work history when reviewing claims.

According to the most recent Social Security Administration’s Annual Statistical Report (released in 2025) on the Social Security Disability Insurance program, more than half of initial SSDI applications nationwide were denied at the first stage. If nothing else, this shows the importance of submitting a strong and complete claim from the beginning.

If you are applying for benefits, the Plano, TX SSDI lawyers at The Law Offices of Coats & Todd can help you avoid common mistakes.

What Does Social Security Disability Insurance Actually Cover?

Social Security Disability Insurance (SSDI) provides monthly benefits to people who can no longer work due to a serious medical condition. To qualify, the condition must be expected to last at least 12 months or result in death.

Under 42 U.S.C. § 423, a person is considered disabled only if they cannot engage in substantial gainful activity because of a medically determinable impairment. Short-term injuries or partial limitations usually do not qualify.

Keep in mind, SSDI is not based on financial need. It is based on your work history and whether you paid into the Social Security system long enough before becoming disabled.

Why Are So Many Texas SSDI Applications Denied at First?

Many first-time applications are denied for reasons that have nothing to do with the seriousness of the condition. Some of the most common reasons for denial include:

• Incomplete medical records that do not show ongoing treatment

• Doctors’ notes that fail to explain work-related limitations

• Gaps in medical care that raise questions about severity

• Errors in work history or earnings information

Because SSDI decisions rely heavily on written evidence, even small gaps can lead to a denial.

How Important Is Medical Evidence in an SSDI Claim?

Medical records play an important role in disability claims, but the process can feel impersonal. The Social Security Administration does not look at a diagnosis alone. It focuses on how your medical condition affects your ability to work each day.

Under 42 U.S.C. § 423(d)(5), the SSA requires objective medical evidence to support disability claims. This can include records from your doctors and test results. Notes that explain your symptoms and daily limits also matter.

Strong applications often include medical opinions from your doctors. These opinions explain why your condition makes it hard to sit, stand, lift, concentrate, or keep a regular work schedule.

What Can You Do To Strengthen Your SSDI Application?

Preparation matters. Taking the right steps before and during the application process can make a real difference. Helpful tips include:

• Continue regular medical treatment and follow the doctor's recommendations.

• Keep copies of medical records, test results, and prescriptions.

• Make sure doctors understand how symptoms affect daily activities.

• Provide complete and accurate work history information.

Being consistent and thorough helps the SSA understand the full picture of your condition.

Does Work History Affect SSDI Eligibility?

SSDI is based on work credits earned through Social Security payroll taxes. The number of credits required depends on your age when you became disabled.

Even when a medical condition is serious, SSDI eligibility can depend on work history and earned credits. Reviewing these requirements early can help you understand which benefits may be available and avoid unexpected setbacks. A lawyer can help determine whether your work history meets SSDI requirements or whether another program may be relevant for you.

What Happens if Your SSDI Application Is Denied?

A denial does not mean your case is over. Many successful claims are approved during the appeal process. Under 42 U.S.C. § 405(g), applicants have the right to appeal an SSDI denial and request a hearing before an administrative law judge. This stage allows you to present testimony, updated medical records, and expert evidence.

Schedule a Free Consultation With Our Collin County, TX SSDI Attorneys

If you are preparing an SSDI application or appealing a denial, the attorneys at The Law Offices of Coats & Todd can help. Our attorneys bring over 60 years of collective legal experience handling Social Security disability claims.

Our team has earned numerous awards and remains active in professional organizations, including the National Association of Social Security Claimants Representatives and the Dallas Association of Social Security Claimants Attorneys. That experience allows us to guide clients through complex SSDI cases confidently.

Call 972-671-9922 to schedule a free consultation with our Plano, TX SSDI lawyers today. Se habla Español.