There are many different types of disabilities, and they can range from minor inconveniences to huge setbacks that affect nearly every aspect of a person's life. For those with significant disabilities, Social Security disability benefits can provide essential assistance in the form of monthly payments that may be used to cover the necessities of life. Those who are disabled may believe that these benefits are necessary, but they may also be concerned about whether their disabilities are severe enough or will last long enough to qualify for Social Security benefits. By understanding the definitions Social Security uses regarding the severity of disabilities and the ways a person may be affected, people with partial or temporary disabilities can determine whether they qualify for assistance.
Qualifying for Social Security Disability Benefits
Social Security has specified that it only provides benefits for people with total disabilities rather than partial disabilities or conditions that will only affect someone for a short period of time. A condition may be considered a disability if it prevents a person from being able to earn enough to address their minimum needs. While a person who is currently working may qualify for Social Security disability benefits, they must be earning less than an amount known as substantial gainful activity (SGA).
The SGA figures are adjusted each year based on inflation and changes in the cost of living. In 2023, SGA is $1,470 per month for most people. For those who are legally blind, SGA is $2,460. If a person's average monthly earnings are below the applicable SGA limit, they may still qualify for disability benefits.
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