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Dallas, Texas Social Security Disability Law

Rate of disability among children may be on the rise

Last week we discussed a report that suggested that services for people with disabilities may be lacking in Texas. Access to disability benefits and services is not only important for many adults here in the Dallas area, but also for a number of children and their families. According to a study that was presented at a meeting of the Pediatric Academic Societies last week, disability among children has been on the rise for the past 10 years.

While the overall rate of disability among children has risen, the disability rates linked to physical conditions have actually declined in the past decade. Boosting the overall numbers of children with disabilities are mental or neurodevelopmental conditions, according to the study.

Report says Texas is a tough place for people with disabilities

United Cerebral Palsy released a study last week that ranks disability services for people with intellectual and developmental disabilities in every state as well as the District of Columbia. Texas residents may or may not be surprised to hear that Texas ranked very poorly in this report. It landed in 50th place of the 51 locations. This is a slide from the previous few years when Texas ranked 49th.

The organization evaluates each state's records when it comes to keeping families together, reaching people who have needs, ensuring safety and quality of life, and promoting both independence as well as productivity. This most recent report reflects statistics from 2011, the most recent year for which data is available. Texas received better scores than only Mississippi, which was in 51st place for the seventh year in a row.

Judges attack Social Security's disability case quotas

Anyone in Texas who has appealed a Social Security disability claim denial in recent years knows that the appeals process is very lengthy. In fact, currently the hearing process takes an average of 373 days. The long wait has been attributed to the fact that the administrative law judges who decide these cases have an extremely large backlog of appeals to sift through. Back in 2007, when the average hearing processing time was as long as 542 days, the Social Security Administration moved to require judges to decide between 500 and 700 cases a year. This allowed the wait time to decrease.

While implementing the productivity requirements may have helped the judges plow through a backlog of Social Security disability insurance cases, the judges themselves do not think that the process is working. Last week, the union that represents these administrative law judges sued the Social Security Administration, calling the productivity standard an illegal quota that may lead to unjust SSDI decisions.

Female veterans are up against PTSD challenges

Many military service members who return to Texas after active duty suffer from post-traumatic stress disorder; in fact, more than half a million veterans currently receive disability benefits for PTSD. While those who have PTSD may be entitled to both Social Security disability benefits and veterans' disability benefits, both the Social Security Administration and the Department of Veterans' Affairs are struggling to manage growing caseloads. This makes it very difficult for some to obtain benefits. Many female veterans face even more challenges.

A growing number of military service members are sustaining military sexual trauma, according to a recent report by the Institute of Medicine of the National Academies, and this sexual harassment or assault disproportionately affects women. MST can lead to PTSD, and when this happens to veterans it can be difficult for them to seek disability benefits.

The number of disabled Americans continues to grow

Many Texas residents have heard news reports lately regarding the increasing number of Americans receiving Social Security disability benefits. This news is likely puzzling for those who are disabled but are repeatedly denied benefits from the Social Security Administration. In fact, the majority of SSDI claims are initially denied and it can be very difficult to obtain benefits--so how is it that 14 million Americans currently receive Social Security disability?

National Public Radio has been looking into this issue lately in a series of news reports. One recent report points to the subjectivity involved in deciding whether someone is disabled. In order to be considered disabled by the SSA, one must be able to prove that he or she cannot work due to a medical condition.

Do disability benefits change at age 62?

By any measure, Social Security disability is a major government program. There are 14 million Americans who depend on disability payments to help make ends meet.

In such a large program, it is certainly not surprising that the rules can get quite complicated. But it makes sense to become informed about it so that you can make sound decisions about which benefits to seek.

One feature of the program, for example, involves benefits for disabled workers once they reach age 62. If you are already disabled and receiving disability benefits when you turn 62, you can continue to do so up until full retirement (typically at age 66). In other words, you will not have your disability benefits reduced from age 62 to 66 just because you're eligible for partial Social Security retirement benefits at 62.

How does Social Security disability apply to cancer survivors?

Cancer is always a daunting challenge. The very word forces us to face our fears, either of our own death or that of a loved one. And even if death is kept at bay through effective treatment, someone may become so disabled that they are unable to work.

That is why, over four years ago, the Social Security Administration (SSA) made sure to include cancer in its list of conditions that could receive expedited processing for Social Security disability claims. The fast-track process is known as the Compassionate Allowances Initiative.

Bill in Congress Would Let SSI Recipients Keep More Assets

Supplemental Security Income, known as SSI, is a federal monthly cash benefit program for low-income, low-asset seniors and people who are disabled from working.

This program normally pays a relatively low benefit as compared with those available through Social Security Disability Insurance or SSDI, or through traditional Social Security retirement benefits. The definition of "disability" is the same in both SSI and SSDI, but SSDI claimants must have worked fairly regularly over the years and also recently.

SSI is known as a safety net for those who were not able to accumulate SSDI's required work history.

Social Security Survivors' Benefits and Kids Conceived After Death

The U.S. Social Security system will pay monthly survivors' benefits to certain relatives of workers who die with adequate employment histories to qualify.

While eligibility for survivors' benefits can raise complicated legal questions, some of the family members who may be eligible include older surviving spouses, surviving spouses who care for decedents' kids under 16 or with disabilities, unmarried children of decedents under 18 (or under 19 if still in school), some stepchildren and stepgrandchildren, some grandchildren, some adopted children, older parents of decedents if the decedents paid a minimum of half of the parents' support, and some surviving divorced spouses.

As reproductive technology has advanced in sophistication, the law in many areas has struggled to keep up with the rapidly changing compositions of U.S. families. The U.S. Supreme Court recently ruled unanimously in Astrue v. Capato that twins born more than a year after their father's death to their mother through in vitro fertilization using the father's sperm were not entitled to survivors' benefits.

The Consequences of Misunderstanding Disability Insurance

Social Security Disability Insurance can be an important financial resource to those who are unable to provide for themselves due to a disability. The U.S. Social Security Administration has recently cited a finding that may surprise people: one in four of today's 20-year-olds will become disabled before reaching retirement. But most Americans misunderstand disability benefits and what is needed to be prepared for the financial and health changes that go together with a debilitating disability.

The State Farm Center for Women and Financial Services recently conducted a study showing that all Americans, but in particular women, are severely undereducated when it comes to the issues involved with disabilities. The most surprising facts revealed by the study include:

• Most Americans are mistaken about the leading cause of disability

• Women have a higher incidence of disability

• The financial consequences can be severe

• Most Americans lack any financial planning to deal with a disability

• Most Americans are uninformed about how disability insurance works

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