Disability. For millions of people, that word often ends any hopes or dreams of ever working or returning to work. Though many disabled people want to be self-sufficient, barriers can prevent them from finding work well suited to their interests and abilities. Or, in some cases, the fear of losing medical coverage and other benefits provided through Social Security is enough to keep those receiving benefits from pursuing work options.
Moving Beyond the Barriers
The Social Security Administration (SSA) offers an avenue to move past those barriers to employment and self-sufficiency: the Ticket to Work program. The program was first created in 1999 as part of the Ticket to Work and Work Incentive Improvement Act, and it has since helped numerous Americans. According to a report from Mathematica Policy Research, nearly 40,000 beneficiaries received work-related information and referrals in the six months prior to March 31, 2010.
The Ticket to Work Program enables many recipients of Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) to discover and pursue employment options without losing access to their monthly benefits and medical care.
Gaining the Guidance Needed
Each eligible beneficiary receives a paper ticket in the mail along with a notice and a booklet explaining voluntary participation in the Ticket to Work program. The beneficiary may then obtain free employment services and support from an Employment Network (EN) of his or her choice.
The ENs help beneficiaries explore their work options, obtain part- or full-time employment, and maximize earning potential while keeping Social Security benefits. In addition to maintaining income and medical benefits while pursuing employment goals, participants in the program will not receive continuing disability reviews (CDR). There is also an expedited reinstatement process if individuals have to stop working.
Each EN may offer different services, so it is important for ticket holders to visit with several until they find a good fit. Working with an EN, beneficiaries will have access to a wide array of employment services, including:
- Vocational rehabilitation
- Skills training
- Resume writing
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Job referrals
Making the Right Choice
Though the Ticket to Work program is generally a low-risk, high-benefit program for many disabled individuals, it may not be the right choice for all. Before making any decision that could affect Social Security benefits, SSD and SSI recipients should speak with an experienced disability attorney.
